The AnythingLoan - for New and Used Autos (or anything else!)
Fixed rates as low as: 5.99% APR
  • Simple interest loans from $10,000 to $100,000
  • Credit decision in minutes
  • Money in your account as soon as today!
  • No fees, points or prepayment penalties
See Rates and Terms
"Wow! What a seamless and wonderful experience. If you've worked hard to achieve great credit, this is for you! This is a revolutionary product!"
J.A. from Loveland, OH
  • Buy ANY make, model, mileage, year, from ANY dealer, private party, or anyone else with one easy loan process.
  • Completely paperless loan process - with no lender liens or other headaches.
  • Refinance your existing loans.
  • Negotiate as a "true cash buyer."
How it works...
Apply Now
We guarantee you a better experience.
FirstAgain Rewriting the Rules of Car Financing
When it comes to financing a car, there’s no shortage of lenders for you to choose from. That’s why FirstAgain has created a loan product and customer service experience unlike anything else currently available in the lending world, one custom-tailored to meet the specific needs of individuals with excellent credit. We’ve made new and used auto financing easier than ever before thanks to the convenience and simplicity of the AnythingLoan, a revolutionary, unsecured loan product that combines low rates with unparalleled customer service. Apply today and see just how easy it can be to get the car loan you need!

Low-Interest, Unsecured Car Loans

FirstAgain’s car loans feature competitive, fixed-interest rates from 5.99% to 7.75%* APR, with loan amounts ranging from $10,000 to $100,000. Use our convenient loan calculator to determine precisely what your loan payment will be.

In addition to featuring low interest rates, car loans from FirstAgain are unsecured. FirstAgain will not take a lien against your vehicle. You will own your vehicle free and clear, eliminating the hassles and headaches that traditionally come with financing a car.

A Paperless Car Loan

The AnythingLoan is the nation’s first truly paperless loan. From application and document signing through loan funding and servicing, not a single piece of paper is required. New or used auto financing has never been more convenient.

Applicants complete and submit credit applications online and are emailed a response within minutes during business hours. If approved, you can go online to set up your loan for funding immediately and you’ll have the ability to receive funds in your bank account within hours of submitting your application. Car financing has never been easier.

A Great Way to Refinance

FirstAgain is not strictly a resource for new and used car financing. We also offer car refinancing options that feature interest rates ranging from 6.69% to 7.49%* APR and come with the same hassle-free customer experience. But FirstAgain is about more than just financing or refinancing a car. We’re about rewarding you for your excellent credit with the opportunity to finance or refinance literally anything, from home improvements to medical expenses, timeshares and fractional interests to education expenses and fertility costs, and everything in between. Simply put, if you have excellent credit and are interested in a big-ticket purchase, FirstAgain has you covered.

* Rates assume selection of AutoPay option. Invoice rates are 0.5 points higher. FirstAgain LLC rates vary by loan purpose, amount and term, and are subject to change without notice.


If you have additional questions about FirstAgain Auto Financing loans, please read our FirstAgain Auto Financing FAQ's.


Current Interest Rates (APR)      January 5, 2009
Loan Purpose
Loan Term (months)
Loan Amount
24 - 36 37 - 48 49 - 60 61 - 72 73 - 84
$10,000 to
$24,999
6.99% 7.25% 7.25% 7.75% N/A
$25,000 to
$49,999
6.99% 7.25% 7.25% 7.75% N/A
$50,000 to
$100,000
5.99% 7.25% 7.25% 7.49% 7.75%
  Loan Terms:
Excellent and substantial credit required
• Fixed rate, simple interest installment loans, no fees or prepayment penalties
• Rates quoted with AutoPay option. Invoicing option is 0.50 pts higher
• Maximum loan term of 72 months in Washington State
• Minimum loan amount of $10,000.01 in Arizona and New Hampshire
• Minimum loan amount of $25,000.01 in Washington DC

We promise you our lowest rate!
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Learn more about how the FirstAgain AnythingLoan can be used to finance
adoptionsaircraftautosboatsclassic carsdestination clubseducationhorsesfertility expensesfractionalsgolf membershipshome improvementmarine productsmedical expensesmotorcyclespoolsresidential solarrvstimesharesweddings  or anything else!