Our Investors
Merrill Lynch
In September, 2006, Merrill Lynch & Co., Inc, through a wholly-owned affiliate, provided FirstAgain with a
financial commitment to commence business and lending activities. Concurrent with this investment,
another Merrill Lynch affiliate provided FirstAgain with a warehouse lending facility to fund loans to
FirstAgain customers.
About Merrill Lynch & Co., Inc.
Merrill Lynch is one of the world's leading wealth management, capital markets and advisory companies, with offices
in 37 countries and territories and total client assets of approximately $1.6 trillion. As an investment bank, it is
a leading global trader and underwriter of securities and derivatives across a broad range of asset classes and serves
as a strategic advisor to corporations, governments, institutions and individuals worldwide. Merrill Lynch owns
approximately half of BlackRock, one of the world's largest publicly traded investment management companies, with more
than $1 trillion in assets under management. For more information on Merrill Lynch, please visit
www.ml.com.
Arsenal Capital Partners
In January 2008 Arsenal Capital Partners invested $30 million into FirstAgain. This growth capital is being used to
accelerate and expand FirstAgain's lending opportunities.
About Arsenal Capital Partners
Arsenal Capital Partners is a New York-based private equity firm that makes investments in specialty industrial,
healthcare and financial services companies. Arsenal makes investments in sectors where the firm has prior knowledge and
experience, and targets businesses that have the potential for further value creation by working closely with management to
accelerate growth and leverage the firm’s operational improvement capabilities. Arsenal currently has $800 million of committed
equity capital. For additional information on Arsenal Capital Partners, please visit
www.arsenalcapital.com.
Friends and Family
FirstAgain closed on $5 million of initial financing in January, 2005. Money raised in the financing was used to
develop the necessary infrastructure and information technology platform for the national launch of the Company’s product offering.
Most of the money raised in this financing came from family and friends, without whom, our business would not have gotten
off the drawing board. We thank them.
